SilverPay Virtual Cards

Make payments for free and earn rebates with MineralTree's Virtual Card Payment Option

Woman paying with Virtual card from desk

What is SilverPay Virtual Card?

SilverPay is MineralTree’s free, secure virtual card payment method that enables you to create a revenue stream simply by paying your vendors.

A virtual card is a randomly-generated 16-digit number, or “token,” that can only be charged one time for a specified amount. Virtual cards are delivered to your vendors via email, and are processed just like a credit card. SilverPay is the fastest way to pay your vendors, with delivery to your vendor’s inbox within hours of approval.

By choosing SilverPay Virtual Card Payments, you are taking advantage of a payment method that is faster than ACH, more secure than check, and fits seamlessly into your current workflow.

The Benefits of Virtual Card Payments

Making payments with MineralTree's virtual card option, SilverPay, provides many benefits both to you and your vendors.



Submit all payments in MineralTree, and reconcile all payments on your bank statement

Enhanced Security

Your bank information is your business–keep it private with one-time use, fixed-amount payment tokens


Optimized Cash Flow & Working Capital

Make payments for free and earn cash-back, all while managing your working capital

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Improved Supplier Experience and Relationships

One of the most secure payment methods, virtual card payments are deposited into a supplier’s account much faster than paper checks. Additionally, they provide detailed remittance data.


Virtual Card Cash-Back Rebates

Earn cash-back rebates by simply paying your suppliers with virtual card payments. And the best part is, your rebates grow along with your business — so you’ll have even more spending capital as business operations expand.

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Save Costs and Reduce Manual Processes

Printing, signing, packing, postmarking, and mailing checks is arguably the most tedious and painful component of the AP process. Virtual card payments remove these manual processes, creating new efficiencies and saving time without adding headcount to your AP team.

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Virtual Cards Improve Payment Accuracy

Virtual cards allow your team to assign specified amounts to suppliers based on the already established agreements, minimizing the risk of incorrectly paying vendors.

Download our informational PDF on SilverPay to learn more.

How Do I Know Which Vendors I Can Pay with SilverPay?

We contact each of your vendors on your behalf to determine whether they are willing to accept virtual cards for invoice payments. From there, we enable SilverPay Virtual Cards as the default payment method for all accepting vendors.

What Information Does My Vendor Receive with Each Virtual Card Payment?

Your vendor will receive the invoice details associated with the payment as well as all the information necessary to process the payment: a randomly-generated 16-digit card number, expiration date, CVV, and your billing address.

How Do I Know My Vendor Received Their Virtual Card Payment?

When your vendor processes the SilverPay Virtual Card, our software automatically debits the funds from your bank account. This leaves you confident the vendor received the funds and makes reconciliation from your bank statements a breeze.

What Are the Costs Associated with SilverPay?

SilverPay Virtual Cards are completely free to our customers, and in fact, you earn a cash-back rebate with every SilverPay payment you make.

How Do I Get Started With Virtual Card Payments?

Ready to see how your invoice payments can be improved with SilverPay Virtual Cards? Fill out the contact form below and we will reach out to you shortly.

Learn More About SilverPay Virtual Cards


Start optimizing your payments at no additional cost, today! Complete the form to get started.

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